A Cluster of Crises

I hope all of you are doing okay. I don’t know what’s happened this year, but it seems as if the earth was zapped with a whole lot of negative energy. I’m fine, but so many people surrounding me are dealing with various crises, such as accidents, falls, cracked bones, radiation treatments, poor health prognoses, and the death of a loved one. My only crisis is a financial one — the incredible rate increase for my already astronomical house insurance (the rates in this area are among the highest in the country — because of wind and hail damage, I’ve been told), but the solution there is an easy one: find a different insurance company or find ways to be more economical so I pay the bill and worry about next year’s insurance when next year comes.

There’s not much I can do about other people’s problems but be there if they need something. It does seem odd, though, that so many things are going wrong in such a short period of time. I hate the thought of being grateful that so far I am on the caregiving end of the situation rather than the care needing end because it seems so . . . smug or complacent or arrogant or somesuch, but I am grateful that, as of now, I am healthy and able to help where I can.

I have no words of wisdom in the situation. In fact, I’m hurrying up to get this finished so I can go be with a woman who needs help, but I wanted to write something so as not to break my blogging streak, and this cluster of calamities is on my mind.

Take care of yourself! There are enough ills in the world without our adding to it.


Pat Bertram is the author of Grief: The Inside Story – A Guide to Surviving the Loss of a Loved One. “Grief: The Inside Story is perfect and that is not hyperbole! It is exactly what folk who are grieving need to read.” –Leesa Healy, RN, GDAS GDAT, Emotional/Mental Health Therapist & Educator

Unwanted Thoughts

It’s interesting to me that so many of my daily one-card tarot readings talk of good fortune, windfalls, and such. I don’t really believe what the cards say because each reading negates the previous one, and the cards aren’t always positive, but I have come to believe that things are going to go well for me financially. So when things don’t, I feel affronted. I mean, how is my house insurance going up by 25% good fortune? It seems like a huge increase, though perhaps with more people staying home there are more claims? Or the weather in the area has been more damaging this past year? Or the company took a huge hit because of all the wildfires in the Colorado last year?

This particular area has inordinately high insurance rates, anyway, but whatever the reason for the increase, it isn’t good fortune! Or maybe it is? I guess I could consider myself fortunate that I’m not one of those who had to deal with damage.

It’s things like this — huge increases in expenses that aren’t reflected by increases in income — that made me not want to ever own a house, but I’d be paying it one way or another anyway. If I were still renting, the rent would go up to reflect the current insurance rate.

Luckily, once I get over the panic and affront of the higher rate, I’ll be okay for now because I am working, and so will have enough to pay the bill. Even more luckily, once it’s paid, I won’t have to think about it for a year. It does make me glad I didn’t reward this particular insurance company by switching my car insurance over to them. I would have saved a bit on the house insurance, but my car insurance would have gone way up, so I’d still be in the same position.

I did talk to my insurance agent in case there was a clerical error. Unfortunately, it wasn’t an error, though she too was shocked by the huge increase. She’ll look around to see if she can find a better deal for me, but back when I first got the insurance, this current company was by far the better price.

I really shouldn’t even be writing about this — it’s not anyone’s problem but mine — but it is on my mind, and writing about what I am thinking is how I get rid of unwanted thoughts, and I really don’t want these thoughts in my head!


“I am Bob, the Right Hand of God. As part of the galactic renewal program, God has accepted an offer from a development company on the planet Xerxes to turn Earth into a theme park. Not even God can stop progress, but to tell the truth, He’s glad of the change. He’s never been satisfied with Earth. For one thing, there are too many humans on it. He’s decided to eliminate anyone who isn’t nice, and because He’s God, He knows who you are; you can’t talk your way out of it as you humans normally do.”

Click here to buy Bob, The Right Hand of God